See http://www.msnbc.msn.com/id/34588239/ns/business-forbescom/

What do you do when you are in debt? Keep spending because we all must "learn to live within our means even if we need to borrow money to do so." Say what? Last week it was reported that the federal deficit hit $174.6 billion - and that was just in October. The lesson? Don't take your cues from the government when looking to manage your household budgets. Cut up the credit cards. Open a savings account. Learn to live within your means - without borrowing to do so.

Facebook is an online community where you can stories and photos with friends. LinkedIn is a community for work professionals. And YouTube is a "home movie lover's" delight! And now HelpMeFinancial just had it's own Facelift. We're going social like everyone else so YOU can share news, stories and ideas - about your finances. Do you get it?