Calculators
When making any decisions about your money, it is always good to "run the numbers". We've created 120+ useful calculators to help you with your financial decisions.
Cash Flow Calculators
- Does inflation impact my standard of living?
- How much am I spending?
- How much do I need for emergencies?
- Should I pay down debt or invest more?
- How long will my money last?
- Should my spouse enter the work force?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- Value of reducing or foregoing expenses.
College Calculators
- How much should I be saving for college?
- Will I Be Able To Pay Back My Student Loans?
- Advantages of the Coverdell ESA.
- Advantages of a 529 College Savings Plan
- What is the value of a college education?
- What are the payments on a parental (PLUS) loan?
- Should I live on campus, off campus or at home?
Credit and Debt Calculators
- How Long Will It Take To Pay Off My Credit Card?
- How Long Until My Loan Is Paid Off?
- What Would My Loan Payments Be?
- Should I Lease or Purchase An Auto?
- What Is The Balance On My Loan?
- Should I Consolidate My Personal Debt Into A New Loan?
- Restructuring Debts For Accelerated Payoff
- Which Is Better: Cash Up Front Or Payments Over Time?
- What Is The Impact Of Making Extra Payments On My Debt?
- Should I Pay Off Debt or Invest?
Home & Mortgage Calculators
- How much home can I afford?
- Should I refinance my home mortgage (breakeven)?
- Mortgage payment calculator
- Comparing Mortgage Terms (i.e. 15, 20, 30 year)
- Should I Pay Discount Points For A Lower Interest Rate?
- Should I Rent or Buy A Home?
- Should I Convert to a Bi-Weekly Payment Schedule?
- Compare A 'No-Cost' Versus Traditional Mortgage
- What Are The Tax Savings Generated By My Mortgage?
- Which is Better: Fixed or Adjustable-Rate Mortgage?
- Adjustable Rate Mortgage Calculator
- How Do Closing Costs Impact The Interest Rate?
- Compare An Interest-Only Versus Traditional Mortgage
Taxation Calculators
- What is my potential estate tax liability?
- Federal Income Tax estimator
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (and losses) tax estimator
- Compare taxable, tax-deferred, and tax-free growth?
- How much of my social security benefit may be taxable?
- What are the tax implications of paying interest?
- Should I itemize or take the standard deduction?
- What is my taxable-equivalent yield?
Insurance Calculators
- How much life insurance do I need?
- What is my life expectancy?
- What are my needs for burial and final expenses?
- How much disability income insurance do I need?
- What are the chances of becoming disabled?
- What are my long-term care insurance needs?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my current life insurance proceeds last?
- What is the future value of an annuity?
- Comprehensive Plan Or High-Deductible Plan With HSA?
Paycheck & Benefits Calculators
- How much will my company bonus net after taxes?
- How will payroll adjustments affect my take-home pay?
- Convert my salary to an equivalent hourly wage.
- Convert my hourly wage to an equivalent salary.
- What is the future value of my employee stock options?
- Should I exercise my "in-the-money" stock options?
- What may my 401(k) be worth?
- What is the impact of increasing my 401(k) contribution?
Qualified Plans Calculators
- Evaluate my company pension payout options
- How much can I contribute to an IRA?
- How much retirement income can my IRA provide?
- Should I convert to a Roth IRA?
- What will my qualified plan be worth at retirement?
- What is my current year required minimum distribution?
- What is my projected required minimum distributions?
- What are my lump sum distribution options?
- How do I maximize my employer 401(k) match?
- What is the impact of borrowing from my 401(k) plan?
- What is the impact of early withdrawal from my 401(k)?
- I'm self-employed, how much can I contribute to a retirement plan?
- Net Unrealized Appreciation (NUA) vs. IRA Rollover?
Retirement Calculators
- How will retirement impact my living expenses?
- How much will I need to save for retirement?
- Are my current retirement savings sufficient?
- Social Security retirement income estimator
- How does inflation impact my retirement income needs?
- I'm retired, how long will my savings last?
- When should I begin saving for retirement?
- Should I convert discretionary expenses to savings?
- How much retirement income may my 401(k) provide?
- Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
- Becoming a millionaire
- Income generated by a savings plan.
- How long will it take to double my money?
- How long until my savings reach my goal?
- Save now vs. save later
- How much should I save to reach my goal?
- What will my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my return?
- What is my effective annual yield?
Investment Calculators
- How should I allocate my assets?
- Compare taxable / tax-free investment return
- What is the value of a bond?
- What is the return on my real estate investment?
- What is the value of compound interest?
- What is the value of a call or put option?
- Taxable vs. tax-advantaged saving comparison.
- What is my risk tolerance?
- What is the long-term impact of increased return?
- Certificate of Deposit (CD) analyzer
- What is the dividend yield on a stock?
- How Do Expenses Impact Mutual Fund Returns?