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How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Should I upgrade to a more fuel efficient vehicle?

It may make financial sense for you to sell your current vehicle and purchase one with better gas mileage. Taking into account the monthly savings at the pump, the financial question is how many months will it take you to recover the out-of-pocket costs you incur with the purchase of new vehicle. Use this calculator to help determine your breakeven period.

Auto loan: Accelerated payoff

By making a small additional monthly payment toward principal, you can greatly accelerate the term of your auto loan and, thereby, realize tremendous savings in interest payments. Use this calculator to help estimate the potential time and interest savings.

Want a free calculator for your Web site. Copy and paste the code below: 
<iframe src="http://www.calcxml.com/do/aut05?teaser" height="360" width="340" frameborder="0"></iframe>

Should I lease or purchase an auto?

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. Use the following calculator to help analyze the financial impact of lease versus buy.

Auto purchase: loan versus 0% dealer financing?

At first glance, 0% financing appears to be the best option when purchasing an auto. However, if you choose to finance through a bank or credit union you may be eligible for a dealer rebate. Use this calculator to help determine which is the best option based on when you anticipate selling your car and purchasing a new one.

Want a free calculator for your Web site. Copy and paste the code below: 
<iframe src="http://www.calcxml.com/do/aut02?teaser" height="360" width="340" frameborder="0"></iframe>

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your monthly vehicle payment.

Want a free calculator for your Web site. Copy and paste the code below: 
<iframe src="http://www.calcxml.com/do/aut03?teaser" height="360" width="340" frameborder="0"></iframe>

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Time may be gone, the future is unknown. Our country is in trouble. It will do what ever it takes to save itself.

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